Financial literacy is the foundation of financial well-being. If your well-being suffers losses, then borrowing money will help solve the problem. Currently, many companies issue microloans and payday loans.

A modern application that helps to get loans online will be useful for those who want money right away, who are looking for a company that will issue the agreed funds at the agreed interest and for the agreed time. Microloans are another chance to start everything from scratch!

Microloans and loans are a proven way to get rid of a lack of finance and a modern method that allows you to find money immediately on a card and not sit up to a salary. Which product and from whom to choose - only you decide, and in order to avoid misunderstandings and disagreements - carefully read the privacy policy and the rules for using the application.

Conditions for obtaining a loan:

- the minimum maturity is 62 days, and the maximum is 365 days;
- the maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year, is 32%, and the minimum is 1%;
- the minimum rate for using a loan per day is 0.01%, and the maximum rate is 1%;
- penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the amount;
- there are no other commissions or fees;
- information will be transferred to the CBI in case of a long delay in payment;
- extension is possible with timely informing the creditor and paying interest for the initial term;
- There is no additional renewal fee.

An example of interest rate calculation:

- the amount of the body of the loan - 20,000 rubles;
- loan term - 100 days;
- commission for using the loan: 0.08% per day, that is, 16 rubles per day, or 2.4% per month (averaged for 30 days), i.e. 480 rubles per month (averaged for 30 days);
- the total amount of the commission for 100 days will be 1600 rubles;
- total amount to be repaid, taking into account the loan amount: 21,600 rubles;
- the total cost of the loan (FCC) in percent is 29.2% per annum.

Delay conditions: in case of violation of the loan repayment period, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.

Requirements for borrowers:

- age from 18 to 65 years;
- passport of a citizen of the Russian Federation.

Questions, feedback and wishes can be left at: [email protected]