Vibez money UPI ATM is a UPI based application which can be used by Merchants for UPI based Collection or to facilitate UPI based Cash Withdrawal for their Customers. A Merchant can Send Requests to the customer UPI ID, generate transaction specific Dynamic QR or display Static QR for the customer to scan and pay. A Merchant can complete his profile, update KYC and add Bank details to settle the amount accrued in his wallet through these transactions.