Naya Kiran iSmart is official mobile app for Naya Kiran Saving & Credit Co-operative Ltd. which offers various banking services. Naya Kiran iSmart App is accessible only to co-operative customers to avail the benefits of the app. Naya Kiran iSmart App is your go-to mobile banking app that brings the power of instant banking and payment services right to your fingertips.

Major offerings of Naya Kiran iSmart App:
- Banking (Account Information, Balance Inquiry, Mini/Full Account Statements, Cheque Request/Stop)
- Send Money (Fund Transfer, Bank Transfer and Wallet Load)
- Receive Money (via Internet Banking, Mobile Banking and Connect IPS)
- Instant Payments (Topup, Utility and Bill Payments)
- Scan QR code for easy payments
- Bus and Flight Bookings