[Key Features]
● Personal Finance: Personal financial service that enables easy and fast limit inquiry and loan execution
- Product Type: Direct Loan, Instant Loan, Affiliated/Linked Loan, Jeonse Loan
● Auto finance: Easy, fast and convenient car finance service
- Product type: New car auto loan, auto leasing, used car auto loan, long-term rental car
● Stock Loan: Secure financial service to secure stock funds
- Product Type: High Jump Loan, Keyword Rim Loan, Hana Jump Loan, KB Jump Loan, NH Jump Loan
● Finance Center: Various installment/lease products and corporate finance services
- Product type: lease finance, installment finance, corporate finance, new technology finance
● MY DGB: Quickly and conveniently process application/use history check, information change, and document issuance
● Customer center: Online customer center for usage information, consumer protection information, consultation/inquiry, etc.

[Loan product information]
● Repayment period: minimum 12 months ~ maximum 120 months
● Loan interest rate: Minimum 5.2% ~ Maximum 19.9%
● Overdue interest rate: Contracted interest rate + 3% (within the maximum legal interest rate)
● Incidental Expenses: Early redemption fee (within 2%), 50% stamp duty
● Interest Payment Cycle: Every month
※ When repaying KRW 1,000,000 on January 1 (first payment date February 1) at an annual interest rate of 7.0% over 12 months, the total payment amount is KRW 1,038,324

[Guidance on App Access Permissions]
● Phone (required): Use of mobile phone information for identity authentication and counseling connection
● Storage space (required): storage of joint certificates and access to secure media
● QUERY_ALL_PACKAGES (required): Malicious app detection
● Camera (optional): ID card shooting
● Photo library (optional): Upload images
● Notice (optional): Provides essential instructions and useful information

- You can use the DGB Capital service even if you do not agree to the access rights above, but there may be restrictions on the use of some functions.
- You can also set it in the Settings> Applications> DGB Capital> Permissions menu.

[caution]
Please note that when using the service through a mobile communication network (3G/LTE/5G), additional costs may occur depending on the data plan you have subscribed to.
For other service usage information and inquiries, please contact us through ‘1566-0050’ (weekdays 9:00 am to 6:00 pm).