SunóminaRYR is the mobile app of Sustentable Ryr, SAPI de CV, SOFOM ENR, designed for employees of registered companies (public or private).

With the app, requesting your payroll loan is faster and more secure. Access is via the RFC (Registered Tax Identification Number) and password assigned to the company, or by selecting the registered public entity.

With SunóminaRYR, you can:
• Register as an authorized employee of your company.
• Securely capture your personal information.
• Use the payroll loan simulator to view amounts and terms based on your salary.
• Submit your request and track the status of the application.

Important: The formalization, authorization, and disbursement of the payroll loan are done outside the app in the internal management system. SunóminaRYR serves only as a means of registration, simulation, and initial request.

Representative Information on Payroll Loans

• Minimum term: 3 months
• Maximum term: 48 months
• Maximum Annual Percentage Rate (APR): 64.84%

Example: A 12-month loan of $10,000 MXN with an annual percentage rate of 48% generates monthly payments of approximately $1,096 MXN, for a subtotal of $13,152 MXN.
It includes a $580 life insurance policy, giving a total payable of $13,732 MXN.

This way, you can enjoy a streamlined and reliable process, without lines or unnecessary paperwork, backed by a financial institution committed to responsible and sustainable solutions.

Note: This application does not offer financial services to the public. It is part of the internal management system of Sustentable Ryr, SAPI de CV, SOFOM ENR