Welcome to DiDi Finance, DiDi's financial services application, where you can request and manage the new DiDi Card and our personal credit service
DiDi Card: Average CAT of 92.3%. Fixed annual weighted average rate of 67.20% Calculation date: August 30, 2023
Personal credit service: Amount of the credit line: from $300 MXN to $30,000.00 MXN Informative average CAT 315% without VAT Calculation date: September 14, 2023 Ordinary interest rate 72% to 144% gross
At DiDi we want to make your days better, which is why we develop financial services that are easy to access, 100% online and secure.
In this APP you will find two services:
- DiDi Card, the credit card with daily benefits and no hidden fees, created by DiDi and backed by Mastercard.
- Personal credit, a revolving credit service that you can use for whatever you need.
What do I need to request the DiDi Card?
1. Be of legal age
2. Have your valid INE
3. Have an address in Mexico
4. Have RFC
That's it, you apply 100% online, you can enjoy up to 3% CASHBACK every day
DiDi Card
Average CAT of 92.3%
Fixed annual weighted average rate of 67.20%
Calculation date: August 30, 2023
How can you apply for a personal loan?
1. Request your personal credit in the App.
2. Once approved, define the amount you want to receive.
3. Receive your credit in the CLABE bank account that you provided.
4. Use your credit on what you need.
5. Make your periodic payments online through SPEI or physically in OXXO stores.
Personal credit conditions and modalities
Amount of the line of credit: from $300 MXN to $30,000.00 MXN
Informative average CAT 315% without VAT
Calculation date: September 14, 2023
Ordinary interest rate 72% to 144% gross
PERSONAL CREDIT EXAMPLE
If you request a personal loan with a line of credit of $5,000.00 pesos and you have $1,000 pesos available in a period of 91 days; Making 6 periodic payments, the total amount to pay considering ordinary interest, disposition fee and VAT, would be only $1,174.00 pesos and your periodic payments would be $196.00 pesos each. Which means that you would pay $77.00 pesos in ordinary interest, a disposition commission of $73.00 pesos and a VAT of $24.00 pesos. That means that your credit was calculated on a Total Annual Cost (CAT) of 410.5%.
If you have more questions about how DiDi Card or personal credit works, you can call +52 800 953 3300
Address: Avenida Paseo de la Reforma no. 295, 10th floor, Colonia Cuauhtémoc, C.P. 06500, Mexico City, Mexico. You can also consult our Privacy Policy and Terms and Conditions at the following link: https://page.didiglobal.com/global/silver-bullet-online/o4yjRt6a6vTA8crQ4aZCM?campaign_id=101120221020001&trace_id=&lang=es-MX