Choosing a mortgage is one of the biggest financial decisions you’ll ever make. A wrong choice can cost you tens of thousands in interest, fees, and stress.


Mortgage Comparison & AI Simulator is your private, professional tool designed for real homebuyers to help you cut through the confusion before committing to the biggest loan of your life. Compare offers side by side, run smart simulations, with AI analysis.

Discover how this app can help you avoid mistakes and gain confidence:

✅ See the real monthly cost

Know exactly what you’ll pay each month, including principal, interest, taxes, insurance, HOA, and other fees. No hidden surprises. This app works as a mortgage calculator and full housing loan calculator to give you accurate numbers you can trust.

✅ Compare offers side by side

Line up 2–3 mortgage offers and instantly see which saves you more over time, which carries higher costs, and which is safer for your budget. Perfect if you’re looking for a Mortgage Comparison tool or a home loan calculator.

✅ AI Assist reveals hidden risks

Get a clear analysis of affordability, debt-to-income ratio, and long-term safety. The AI highlights what lenders look for and offers insights you can use to reduce risk. It’s more than just a simple mortgage calculator — it’s your personal mortgage guide. (For educational purposes only.)

✅ Test “what-if” scenarios in seconds

Use the Smart Simulator to see how changes affect your loan:
• What if interest rates rise?
• What if property taxes increase?
• What if you add an extra $200/month?
Watch your payoff date and total interest update instantly, just like a smart mortgage estimator built for real-world scenarios.

✅ Save and export your results

Keep all your calculations in one place. Export professional PDF or Excel reports to share with your partner, advisor, or lender. Whether you use it as a home loan mortgage calculator or advanced simulator, you’ll always have clarity.

✅ 100% Private. Offline. No Ads.
All calculations stay on your device. No sync, no data collection, no account required to use the core calculator. (Login is only used to access saved preferences or unlock advanced features.)

? Bonus Features:
• Works with USD, GBP, EUR, CAD, AUD, NZD, CHF, SEK, NOK, DKK
• Modern interface with Dark Mode
• Fast, accurate, and built for long-term use

Important Note:
This mortgage calculator app does not offer, promote, or facilitate real loans or financial services. It is intended for educational use only.

Download Mortgage Comparison & AI Simulator today.