DumaPay App and its website dumacredit.com, is a financial loan services provided by BLUVERTEX LIMITED. It is licensed and regulated by the Federal Competition & Consumer Protection Commission (FCCPC) of Nigeria. It specializes in airtime & data recharge services, personal loan solutions, and other innovative financial services designed to make daily transactions simple, secure, and accessible.

What DumaPay Offer
- Loan Solutions – Quick and flexible loans with transparent terms.
- Airtime & Data Recharge – Fast and secure recharge for all major mobile networks in Nigeria including MTN, Airtel, Glo, and 9mobile.

Loan Solutions
- Loan Tenure: We will require your repayment from 90 days to 365 days.
- Loan Amount: from ₦20,000 to ₦1,000,000.
- Interest rate is calculated on a daily basis. Maximum Annual Percentage Rate (APR): 18% to 36%.

For example
If you borrow ₦100,000 with loan tenure 90 days and APR 18%
Total interest will be ₦100,000 × 18% ÷ 365 × 90 = ₦4500
Total repayment due at maturity: ₦104,500

Why choose DumaPay
- Fast- Go from online application to cash in hand under 3 minutes with DumPay
- Safe - We entrust your sensitive data to our team of top-notch protection experts. They will shield every piece of information during transmission, giving you ironclad privacy assurance.
- No Hidden Fees- We will give you a clear breakdown of your loan. You can bank on our transparency.

Who can apply?
- Above 18 years old
- Nigeria citizens with a valid BVN
- Have a valid bank account in Nigeria

How to Apply
- Step 1 Register Account
Download our app and register with your phone number.
- Step 2 Apply for Loans
Fill in your personal information and we will approve your limit as soon as possible.
- Step 3 Get Your Money Disbursed
Borrow money any time you need and it will disburse to your account in minutes


Licensing & Compliance
We are a fully licensed and regulated financial services provider in Nigeria. Our operations comply with all applicable laws, with direct oversight from the FCCPC, ensuring consumer protection, data security, and responsible lending practices.
Policy & Privacy
https://www.dumacredit.com/dumapay/privacy-policy.html
Terms & Conditions
https://www.dumacredit.com/dumapay/terms-of-service.html

Customer Support:
- Email: [email protected]
- Phone:+234 09124977284
- Company Address: 14 Ademofe Ayodele Close Merian Lagos Nigeria