Spark Money puts savings first. Manage a lifetime zero-balance savings account, file your income tax quickly and easily, and build wealth with Digital Gold Savings—all in one secure app. Every action is designed with strong security, safety, and privacy at its core.

🌟 Lifetime Zero-Balance Savings Account
Open and use a zero-balance account for everyday money management—simple to start, easy to maintain.
🥅 Quick & Easy Income Tax Filing (ITR)
Guided, hassle-free ITR filing with clear steps and timely prompts so you can file with confidence.
✨ Digital Gold Savings
Buy and sell digital gold effortlessly, set SIPs for disciplined saving, and redeem as cash or request delivery as gold coins or jewellery.

Your data is protected with strong encryption and secure sign-in. We minimize data collection, use it only for delivering the services you choose, and handle it according to our privacy policy.