➖ Loan amount: From ₹1,000 to ₹500,000
➖ Interest rates: From 0% to 29.00% per annum
➖ Tenure: 90 days to 12 months

E-Card Loan Instant Personal Loan app & Cash Loan App for all loan financing needs.

E-Card Loan app is an online loan platform that provides all kinds of well-selected loan products, aiming at meeting different people's needs. Loan Instant - E-Card Loan is an online loan application and credit platform for professionals from all over India, where you can apply for a loan online and transfer up to 500,000 rupees in cash to a bank account.

Introducing E-Card Loan, a one-stop solution for a personal loan, credit cards, EMI cards, insurance, investments, bill payments & more. Through the Cash king app, users can instantly apply for the following loan, investment & insurance product & services,

E-Card Loan Instant - Cash Loan is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.

Loan Types :
Online loan, a good choice to help you, you can get a loan through direct bank transfer. All you need is your PAN Card & Address Proof to avail ₹1,000 to ₹50,000 for a tenure ranging from 90 days to 6 months.

What is E-Card Loan Cash loan

E-Card Loan Money is a fast, secure, reliable, and free Android mobile banking app, available in India. We make getting a personal cash loan easy and fast: download the app, answer a few questions and get instant cash loans approved in under 5 minutes.

A representative example of the total cost of the loan Amount:
• Amount Borrowed (Principal) = ₹14,999/-
• Interest Rate (APR) = 36% (on Reducing Principal Balance interest calculation)
• Tenure = 6 months
• Processing Fee (incl. GST) = ₹826
• Amount disbursed = ₹14,173
• Your EMI amount = ₹2769 (based on PMT method, sample monthly payment)
• Interest amount = ₹2769 x 6 - ₹14999 = ₹1614(sample interest calculation)
• Total Cost of Loan = Processing Fee + Interest Amount + Late Fee = ₹826 + ₹1614= ₹2440
• Principal repayment amount = ₹14,999/- (same as amount borrowed)
• Total repayment amount = Principal repayment amount + Interest Amount + Fee = ₹14,999 + ₹1614 + ₹0 = ₹16,613

Eligibility -
• Indian Resident.
• Source of a monthly income.
• 20-60 years old.

Loan Amount: Rs 5,000 to Rs 1,00,000
• Minimum Annual Percentage Rate (APR): 24%, Maximum Annual Percentage Rate: 36% (reducing balance)
• Minimum repayment period: 91 days, Maximum repayment period: 24 months
• Processing Fees: Max (₹350 + GST, Up to 2%-7% of the loan amount plus GST)
• Prepayment Fees: 2.50% prepayment amount
• Your bank may also levy charges in case of a bounce.

Online loan for Salaried example:

• Loan amount: Rs. 50,000
• Tenure: 12 months
• Interest Rate: 20% per annum
• Processing Fee: Rs. 1,250 (2.5%)
• New customer onboarding Fee: Rs. 200
• GST on Processing and Onboarding Fees: Rs. 261
• Total Interest: Rs. 5,581
• EMI: Rs. 4,632
• APR: 23.2%
• Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581

Easy-to-Apply Process

• Download the E-Card Loans App
• Provide basic details & check your eligibility in 2 mins!
• Choose your loan amount & repayment tenure
• Complete your KYC and verify your income
• Get the money transferred directly to your Bank A/c in a few hours!

E-Card Cash loan - Loan Instant Features :
1. 100% Online process/B
2. Fund safety, protected by advanced server
3. Loan transfer via bank

Disclaimer :

This App isn't An Official application for Aadhar Card pe Loan.If You Have Any Issue In This App Please Contatc Us