Mahilaakasham is a comprehensive mobile application developed by MEPMA (Mission for Elimination of Poverty in Municipal Areas) to digitize and streamline the functioning of Self Help Groups (SHGs). Designed specifically to meet the evolving needs of members and administrators in urban areas, Mahilaakasham acts as a one-stop solution to manage all key activities with ease, accuracy, and transparency.
By simplifying daily group functions through an intuitive, mobile-first interface, the application promotes women’s economic empowerment and fosters efficient, data-driven planning at both the group and administrative levels.


Mahilaakasham is a facilitation platform developed by MEPMA, Government of Andhra Pradesh, to support Self Help Groups (SHGs) in applying for small business loans through authorized banks. The financial assistance available to the urban poor for setting up individual and group enterprises is provided in the form of an interest subsidy on bank loans. While the app does not directly offer loans, it enables documentation, tracking, and status updates for loan applications processed through formal financial institutions.
As per Google Play policies for loan-related apps, the following sample loan terms are provided for reference:
Minimum repayment period: 6 months
Maximum repayment period: 5 to 7 Years
Maximum Annual Percentage Rate (APR): above 7%
Representative example: For a loan amount of ₹1,00,000 at 8% APR for a 12-month term, the monthly installment would be ₹8,699. The total repayment amount would be ₹ 1,04,386 including interest of ₹4,386. No additional processing fees apply.