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✓ EPF Services Home
✓ About EPF Services
✓ PF Amount Check
✓ PF Balance Withdraw
✓ EPF Passbook & Status
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✓ Know Your UAN Details
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✓ Contact Details
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✓ Application Status

⚫ Employees can withdraw the entire sum accumulated in their EPF once they retire. However, this article explains how one can make premature withdrawals from the EPF account after meeting certain conditions. The EPFO gives an interest rate of 8.1% to subscribers of the Employee Provident Fund.

⚫ EPF and its benefits?
An EPF fund acts as an emergency corpus when an individual requires emergency funds. Tax-saving – Under Section 80C of the Indian Income Tax Act, an employee's contribution towards their PF account is deemed eligible for tax exemption. Moreover, earnings generated through EPF schemes are exempted from taxes.

⚫ Can I withdraw 100% PF amount?
As per the old rule, 100% EPF withdrawal is allowed after 2 months of unemployment. EPF corpus withdrawal is exempted from tax but under certain conditions. Tax exemption on EPF corpus is permitted only if an employee contributes to the EPF account for 5 continuous years.

⚫ Withdraw PF and the EPS with Aadhar Card:
Activate your UAN (Universal Account Number) Fill your bank account details and your Aadhar card number on the UAN portal. Submit a filled Form 11 (new) to your employer. Submit a filled Composite Claim Form (Aadhar) to the concerned EPFO office along with a cancelled cheque.

⚫ How do I view my EPF passbook?
open EPF Balance Check & Pension Cal Application and under 'Services' click on 'For Employees'. Click on 'Member Passbook'. Enter your user's name, password, and the captcha to log in to view your UAN passbook online.

⚫ Who is eligible for EPF?
Any salaried employee with a monthly income of less than 15,000 INR needs to compulsorily be a member of the EPF. An employee with a monthly income higher than INR 15,000 (the current prescribed limit) is eligible to become a member of the EPF if he/she gets approval from the Assistant PF Commissioner and employer.

⚫ How does EPF work?
If you are an employee, you pay a certain part of your salary towards the EPF scheme. This amount is often matched with an equal contribution from your employer. The combined amount is then deposited with the Employee Provident Fund Organisation (EPFO).

⚫ Can I withdraw PF after leaving job?
When a person retires from work and is out of work for more than two months, they can withdraw their whole Provident Fund (PF). For the individual to get PF funds, the gazette officer must certify that he or she has been unemployed for more than two months.

⚫ Can I withdraw my PF after 10 years?
PF and EPS amount cannot be withdrawn after the completion of 10 years of your service because if you have completed 10 years of your service, your employer will necessarily have to provide you with the pension benefits.

⚫ What is passbook balance?
The balance document, commonly known as passbook, mentions detailed contributions made by the subscriber every month. Employees' Provident Fund Organisation (EPFO), the nodal body for Employees' Provident Fund (EPF), lets subscribers view their balance online



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