AMCL is a comprehensive digital lending platform designed to manage the entire loan journey from lead generation to disbursement.
It streamlines every step, ensuring faster processing, reduced paperwork, and a seamless user experience.
With AMCL, power your lending process with a fully digital, efficient, and seamless loan journey from start to finish.

Key Features:
1. End-to-End Digital Lending : Covers lead generation, application processing, verification, approvals, underwriting and disbursement.
2. Seamless Integrations : Connect with banking systems, credit bureaus, and third-party APIs for smooth operations.
3. Customizable for Any Loan Product: Supports two-wheeler loans, three-wheeler loans,Consumer Durable Loans, and more.
4. Secure & Compliant: Built with robust security and compliance measures to meet financial regulations.
5. Paperless & Digital-First: Enable customers to complete applications and KYC verification online.

AMCL lends money to its customers through Floating rate loan. AMCL being a diversified NBFC lends money through various products to cater to needs of different category of customers. The interest rates for the loans are charged in the range of 7% to 36% on annual basis and however only fraction of our customer get an interest rate higher than 30% per annum Interest rate varies on customer risk profile. Apart from interest rate, customers may pay processing & documentations charges which varies between 2 – 3%. The tenure of the loan varies from 6 months to 36 months. The customer can choose any tenure between these months.

Example 1
Loan Amount (INR): 50850
ROI (%): 15.75%
Loan Protection insurance (KLI) (INR): 850
Processing Fee (PF) (%): 2500
Net Disbursement Amount (Loan Amount - KLI - PF) (INR): 47500
Tenure: 12 months
EMI(INR): 4905
Total Amount Payable(Loan Amount+KLI+PF+Interest) (INR): 58860

Example 2
Loan Amount (INR): 30850
ROI (%): 15.75%
Loan Protection insurance (KLI) (INR): 850
Processing Fee (PF) (%): 1500
Net Disbursement Amount (Loan Amount - KLI - PF) (INR): 28500
Tenure: 12 months
EMI(INR): 2976
Total Amount Payable(Loan Amount+KLI+PF+Interest) (INR): 35712