Famy Finance provides credit services to eligible users across India. Through the app, users can access amounts ranging from ₹10,000 to ₹200,000, with repayment terms between 91 and 360 days. The process is easy to follow, and all associated charges are shown clearly before confirmation.

Credit Details:
Amount: ₹10,000 – ₹200,000
Repayment period: 91 to 360 days
Maximum Annual Percentage Rate (APR): 24%
Processing fee: 1% of the amount
GST: 18% on the processing fee
Eligible age range: 20 to 60 years
Credit provided by: Elhard Leasing & Finance (P) Ltd (Registered NBFC in India)

Loan Provider Information:
All credit services on the Famy Finance app are provided by Elhard Leasing & Finance (P) Ltd, a Non-Banking Financial Company (NBFC) registered in India.

Example Calculation:
If you access ₹50,000 with a 180-day term at 24% APR:
Interest = ₹50,000 × 24% × (180/365) ≈ ₹5,918
Processing fee = ₹50,000 × 1% = ₹500
GST on fee = ₹500 × 18% = ₹90
Amount disbursed = ₹50,000 - ₹500 - ₹90 = ₹49,410
Total repayment = ₹50,000 + ₹5,918 = ₹55,918

Eligibility Criteria:
Indian residents aged 20 to 60
Valid identification and income documentation
Approval subject to eligibility and credit checks

Support:
Email us at: [email protected]