We provide loans through mobile phones. The loans are processed and disbursed within 24hrs direct to the applicant is registered mobile phone number.
You may chat us on the
App for assistance.
Loan defaulters are Blacklisted via Credit Reference Bureau(CRB) reporting. We may also involve Debt Collectors.
Unifi makes it easy for you to obtain a loan from your smartphone.

How to proceed:
*Download and install the Unifi App on your smartphone
*Launch the App and register by providing your personal details
*View your loan limit and submit your loan request

Benefits
-No registration fees, you just sign up and proceed to request a loan.
-We don't require any paperwork or security/guarantors
-You can request a loan from any physical location without having to travel
-Loan applications are processed within 30 minutes
-You receive the exact loan amount you apply for What we offer:

1. Loan repayment period of between 90 days and 365 days.
2. Loan amounts starting from 250 to 50,000.
3. Interest rate of 2% to 15% & a maximum APR of 30%.
4. Top ups with just few clicks.
5. Due date extensions.
6. Limit increase with early or timely repayments.
7. Processing fee 0

For a representative example : A loan of KSh 50,000 with a repayment period of 90 days will have an interest of KSh 2,500 (7.5% interest rate). The amount repayable will be KSh 52,500. You will not be charged an amount above the service fee, for the APR. The processing fee is 0.
The monthly payment : 3 equal payments of KSh 17,500 per month is required to clear the above amount.

- Loan repayments are made via mobile and are applied instantly (you will receive repayment instructions after your loan is approved).
- You may repay your Loan before the due date and in installments of any amount.
- You may request another loan immediately you settle the current one.

Privacy and Permissions:

Unifi verifies your identity and assesses your credits by collecting your full legal name, national ID, (Submitted Information). No loan can be disbursed if the data is missing. Note that we take your privacy seriously. All your data is well encrypted and secured. We promise that we never share or sell your information with third parties without your permission.