FatakPay is an award-winning platform that simplifies credit and financial product access for salaried and self-employed individuals.
We're trusted by RBI-registered NBFCs & offer instant credit & financial wellness products. Whether you need a quick personal loan, earned wage access, or want to invest in digital gold - FatakPay puts your financial needs in one secure app.

🌟 Why Choose FatakPay?
• Instant Personal Loans: Apply for personal loans
• From ₹5,000 to ₹2,00,000
• Flexible tenures of 3-36 months..
• Interest Rates: 12% to 42% p.a.
• Enjoy quick approvals and a 100% paperless process
• Earned Wage Access: Salary advances for corporate employees so you’re never short on cash.
• Investments: Buy 24K digital gold & silver securely stored with our partner Niwish (Digi Smart Assets Pvt Ltd).
• Insurance: Protect yourself with personal accident insurance in partnership with Shriram GI.
• Bill Payments (BBPS): Pay electricity, gas, water & more, powered by Axis Bank.
• Credit Score & Report: Get your latest credit score from CRIF/Equifax.
• Job Portal: Access curated opportunities with our partner Billion Careers.
• Rewards & Offers: Save more with cashback & discounts from our merchant network.

🔍Data Privacy & How Permissions Work
At FatakPay, your privacy is our priority. We do not require SMS permission to browse or use general app features like viewing products, paying bills, checking your credit score or exploring jobs.
👉 When do we ask for SMS access?
Only if you decide to apply for a loan.
• To process your application instantly, we securely read only your bank transactional SMS (we never read personal chats or OTPs).
• This helps us assess your creditworthiness, detect and prevent fraud, perform analytics, maintain app functionality, and provide instant credit approvals.
You have full control - we’ll ask for your explicit consent before accessing SMS. If you decline, you can still use all other services.

🔒Commitment to Security
• Data encrypted at rest & in transit, stored securely in India.
• ISO27001:2013 certified processes.
• We use only registered landline numbers for promotional and collection activities. No private/personal mobile numbers or foreign calls.
• All payments are made through our app - never to personal accounts.
• All calls are monitored & recorded; agents never use threats or abusive language.
• Our app does not access your contacts or other private data.
• We only use approximate (coarse) location, never fine location, to help verify your region for underwriting and fraud prevention.

💰Loan Example
• Loan: ₹20,000 for 12 months
• Interest: 20% p.a
• Processing Fee: ₹500(2.5%)+GST ₹90
• Total Interest: ₹2,232
• EMI: ₹1,853
• APR: 24.89%
• Amount Disbursed: ₹19,410
• Total Repayment: ₹22,232
• Total Loan Cost: ₹2,822 (Interest+Processing Fees+GST)

🤝 Our Lending Partners
Loans are approved & disbursed by our NBFC partner: FDPL Finance Pvt Ltd.
👉 FatakPay is a Loan Service Provider only.

📞 Support & Contact
• Privacy Policy: fatakpay.com/privacy-policy
• T&C: fatakpay.com/terms-condition
• [email protected]
• WhatsApp/Call/Bot: +91 9987178747
• Office No. 23, 2nd Floor Der Deutsche Parkz, Subhash Nagar Road, Near Nahur (W) Station, Bhandup West, Mumbai 400078

✅ Download FatakPay now - unlock instant credit, plan your finances, and invest smarter. Your financial wellness is just a tap away!

✅ Note:
• We request permissions like Camera (for KYC selfies), Coarse Location (approximate only, for residence checks) & Device Info (to prevent fraud) only when needed.
• SMS access is only requested if you choose to apply for a loan.