Why choose FGTS Express?

Personalized service:
Dedicated support to answer questions and guide you from simulation to hiring.

100% digital hiring:
Do everything through the app or website, without bureaucracy.

Loan for negative people:
We offer credit opportunities even for those whose names are restricted.

Direct payments to your bank account:
Receive payments directly to your bank account.

Regulated by the Central Bank:
We operate with anti-fraud technology to guarantee total security.

Fair Interest Rates:
Find affordable conditions for INSS loans, FGTS loans, payroll loans and other types.

One of the best online consignments in Brazil:
Count on the ease of a reliable digital process.

Referral bonus:
Refer friends to check out the app and, when making a hire, receive exclusive benefits.

Check out FGTS Express credit solutions
1. FGTS Loan (Birthday Withdrawal) Ideal for those who have a balance in FGTS accounts and opt for the Birthday Withdrawal. The amount is deducted annually directly from the FGTS, without compromising your monthly income.
- Advance up to 12 installments of the birthday withdrawal.
- Loans from R$20.00.
- Possibility of hiring even with a negative name.

Simply access the FGTS app and authorize Q.I SOCIEDADE DE CRËDITO S.A and SINGULARE CORRETORA DE TÍTULOS MOBILIÁRIOS S.A to check your balance.

Simulation rates and examples
Birthday Withdrawal (FGTS Loan)
- Monthly rate: 1.79% p.m.
- Annual rate: 23.73% p.a.
- Minimum CET: 1.39% p.m.
- Maximum CET: 2.08% p.m. (up to 27.98% p.a.).
- Maximum Annual Percentage Rate (APR): 27.98%.
- Possibility of early payment.
- Minimum payment term: 12 months (1 year)
- Maximum payment term: 144 months (12 years)

Example:
R$1,713.26 to be paid in 5 years (60 months) - with an interest rate of 1.80% per month and CET of 1.97%, with an amount paid at the end of R$2,450.22.

Installment 1 | Expiration: 10/01/2025 | Installment Value: R$928.06 | Main Value: R$735.38 | Interest Value: R$192.68.
Installment 2 | Expiration: 10/01/2026 | Installment Value: R$649.64 | Main Value: R$404.73 | Interest Value: R$244.91.
Installment 3 | Expiration: 10/01/2027 | Installment Value: R$454.75 | Main Value: R$306.45 | Interest Value: R$148.30.
Installment 4 | Expiration: 10/01/2028 | Installment Value: R$274.44 | Main Value: R$199.07 | Interest Value: R$75.37.
Installment 5 | Expiration: 10/01/2029 | Installment Value: R$143.33 | Main Value: R$115.70 | Interest Value: R$27.63.

Security and transparency
FGTS Express is regulated by the Central Bank of Brazil and acts as a banking correspondent for Q.I SOCIEDADE DE CRËDITO S.A, SINGULARE CORRETORA DE TÍTULOS MOBILIÁRIOS S.A, ensuring safe and transparent processes at all stages.

Discover our terms and conditions of use
Terms and conditions of use: fgtsexpress.com/tu/

FGTS Express – CNPJ: 54.296.292/0001-80
Address:
Av. Paulista, 1471 Conj. 511 Cxpst. 5325, Bela Vista, São Paulo - SP, CEP 01311-927

Download the FGTS Express app now and discover the special credit conditions we have for you! The simple, fast and reliable solution for those who want to simplify their financial life.