EMI Master – Loan EMI Calculator is your complete financial companion to calculate, compare, and manage loans. Whether you are planning a home loan, car loan, personal loan, education loan, or business loan, this app gives you quick and accurate results with detailed repayment schedules and financial insights.

Banks and lenders often provide different loan offers, interest rates, and repayment terms. Making the right decision can be difficult. EMI Master solves this by giving you instant EMI results, amortization schedules, and loan comparison tools so you can easily choose the best option.

The app is designed with a modern black and white theme, built to be lightweight, fast, and secure. It works offline, respects your privacy, and keeps all calculations safely on your device.

🔹 Key Features

✔ Loan & EMI Calculator – Calculate monthly EMI, total interest, and total repayment for any loan type.
✔ Loan Comparison Tool – Compare two loans side by side to decide which is more cost-effective.
✔ Amortization Schedule – View complete repayment breakdown with principal and interest split for each month.
✔ Prepayment Planner – Add lump sum or extra payments to check interest savings and reduced loan tenure.
✔ APR to Effective Rate Converter – Convert APR to EAR to know the true cost of borrowing.
✔ Graphical Insights – Charts and graphs to track interest vs principal, repayment balance, and progress.
✔ Works Offline – Perform calculations anytime without internet.
✔ Secure & Private – All loan data stays on your device, never shared.

🔹 Coming Soon 🚀

⭐ SIP & Investment Calculator – Plan and track wealth growth with SIPs.
⭐ GST Calculator – Quickly calculate GST-inclusive and GST-exclusive values.
⭐ Currency Converter – Convert 160+ currencies with live exchange rates and offline support.
⭐ More Tools – FD Calculator, ROI Calculator, Retirement Planner, and Expense Tracker.

🔹 Why Choose EMI Master?

✅ Fast and accurate EMI & loan calculations

✅ Easy-to-use interface, no finance knowledge required

✅ Helpful for individuals, businesses, and finance professionals

✅ Completely free – no hidden charges or subscriptions

✅ Global use – supports multiple currencies

🔹 Who Can Use This App?

📌 Home Buyers – Plan mortgage EMIs with confidence.
📌 Car Owners – Calculate car or bike loan EMIs.
📌 Students – Understand and manage education loans.
📌 Small Businesses – Compare loan offers for better financial decisions.
📌 Financial Advisors – Use as a quick calculation tool for clients.
📌 Everyday Users – A must-have finance tool for budgeting and planning.

🔹 Additional Benefits

Helps plan budgets before taking a loan.

Saves time with instant results vs manual formulas.

Great for both simple and advanced loan planning.

Provides clarity with visual graphs and detailed schedules.

🔹 Disclaimer

EMI Master – Loan EMI Calculator is a financial planning tool only. It is not a loan provider, lender, or financial service. Results are for estimation purposes. Actual EMI values, interest rates, and charges may vary by bank or financial institution. Please confirm details with your lender before finalizing any loan.

📊 Take control of your loans and finances today!
Download EMI Master – Loan EMI Calculator to calculate EMIs, compare loans, plan prepayments, and manage your financial future smarter.