FinanSmart provides efficient and fast loan services to loan customers anywhere in the country. The services we provide can solve clients' financial problems in minutes. At the same time, we work around the clock to approve loan applications immediately and deposit funds into our clients' accounts. Through the loan application services we provide, thousands of loan customers can obtain loans in the most convenient way in minutes and without complicated processes.
Advantages of the FinanSmart Online Personal Loan App:
• No credit history required: Users can apply for a loan without credit agency review or approval.
• No guarantee or advance payment required
• Secure loan process: Users have access to all details related to flexible loans.
• Fast Loan Approval: Providing instant loan approval ensures we'll get back to you within minutes.
• Simple application process: fill out the information to apply for a loan, complete the assessment and the user can obtain a credit loan
• Various payment methods: Users can choose flexible payment plans according to their actual situation.
• Differentiated interest rates: through the borrower's credit evaluation, the final interest rate or loan management commission.

FinanSmart product presentation:
• Loan amount: 150,000 pesos – 3,000,000 pesos
• Loan term: 91 days (minimum, including renewal time) – 365 days (maximum, including renewal time)
• Interest rate: Maximum 18% annually, 0.05% daily
• Service Fee: There are no other service fees or hidden fees for this product.
FinanSmart works with several financial institutions. FinanSmart is not directly involved in lending, but rather recommends suitable financial products to users through algorithms. Information about the above financial products comes from the institutions.

Loan calculation example:
Loan amount: 200,000 pesos
Loan term: 91 days (minimum, including renewal time) – 365 days (maximum, including renewal time)
Interest rate: Maximum interest rate of 18% per year, 0.05% daily
If the user chooses to borrow 200,000 pesos, the loan term is 120 days (4 months), and receives 200,000 pesos after passing the verification, the daily interest to be paid is: 200,000 pesos * 0.05% = 100 pesos, which must be paid monthly The interest is: 200,000 pesos * 0.05% * 30 = 3,000 pesos. The total interest to be paid at maturity in 120 days (4 months) is: 3,000 pesos * 4 = 12,000 pesos, and the monthly payment amount is: 200,000 pesos / 4 + 3,000 pesos = 53,000 pesos, 120 days (4 The total amount you need to pay in a few months) is: 53,000 pesos * 4 = 212,000 pesos.
*These figures are for reference only and the final interest rate or loan processing fee may vary depending on the borrower's credit evaluation.
(If you want to borrow more money, you can calculate the corresponding loan fees by the above method. All loan products will not charge other additional fees)

Loan Eligibility:
• Must be over 18 years old.
• Monthly salary and stable cash income.
• Identification and account used to receive payment.

How to use FinanSmart:
• Download the FinanSmart app on Google Play Store
• Fill out the required information in FinanSmart to know your credit
• FinanSmart evaluates your credit score and offers you different loan amounts

Contact us:
Email: [email protected]
Address: Cl. 31, Soacha, Cundinamarca, Colombia
Business hours: weekdays from 10:00 to 18:00