Investor Toolbox is a free mobile application that allows you to calculate, visualize, compare and display as a table the appreciation of stocks and/or real estate.
Simple, fast and practical
There are 3 variants for the calculation
1. Stocks (appreciation calculator with or without dividend reinvestment strategy)
2. Real estate (loan calculator + increase in value calculator, including special repayment function)
3. Stocks or real estate (How is my investment in stocks or real estate doing over the long run)
1. Stocks (ETFs, Bonds, etc.)
Overview:
Calculate and visualize the course of your investments in shares or ETFs and analyze what advantage dividends (reinvested after taxes) have on your investment in the long term.
How it works: Simply enter how much capital you would like to invest, what monthly savings amount (savings plan) you are investing, what average returns you expect per year (you can use historical values from the NASDAQ, S&P500, DOW JONES, MSCI World etc.), what dividend yield you expect, with which tax rate the dividend will be taxed and the term over which the investment should run.
2. Real estate
Overview:
Calculate, visualize and analyze the repayment progress of your real estate investment, in particular the interest and repayment history, or the effect of special repayments, as well as the increase in value in the long term.
How it works:
Simply enter the value of your property, the down payment, interest rate and the assumed increase in value (historical average). You can also enter annual special repayments, so your property will of course be paid off faster (You will save interest !).
The calculator is suitable for mortgage loans, but can also be used for other loans.
3. Stocks or real estate
Overview:
Compare stocks & real estate with the average historical returns and transfer the values to your example/ financial model and analyze which investment theoretically develops better in the long term.
How it works:
Simply enter how much capital you want to invest, what monthly savings you want to invest, what average annual yield you expect (you can use historical values), what dividend yield you expect and the capital gains tax for the dividends (assumption: you reinvest the dividend) and the duration over which the investment should run.
Real Estate: Simply enter the value of your property, the down payment, interest and the assumed increase in value (historical average).
If you want to omit a field, that's no problem, then this value is not included in the equation.
After the calculation, you can see the results as a chart. Want to see the exact numbers? No problem, after the chart has been created, you can analyze all the numbers by clicking on the "View Table" button.
Disclaimer:
The calculated values are theoretical and do not offer any guarantee for the future. In the past, investments have been excellent thanks to favorable financial conditions, which is why it can be assumed that they will continue to do so in the future. This calculator is for educational purposes and is intended to visualize how stocks or real estate will fare over the long term and the impact different interest rate scenarios can have on the profitability of your investment. This app is no investment advice. For professional assistance, we recommend that you consult a trained and trusted investment advisor.
FEATURES DEPLOYMENT
* An internet connection is not required.
* Completely free.
* Very clear calculator without unnecessary permissions.
* Chart view for a visual analysis
* Table view for better number analysis
Download this Comparison Calculator now.