Personal Loan Amount from ₹ 1 Lakh to 15 Lakhs.

The Repayment Period varies from shortest tenure of 1 year to the longest tenure of 6 years.

Interest rate depends on the customer's risk profile, loan amount, company in which the customer works.
Hence, a customer working in MNC or Corporate and having a salary above 25k the min Interest Rate is 11.00% & max Interest Rate is 15.00%.
As well, customer working in Private Limited Company and having a salary above 25k the min Interest Rate is 12.00% & max Interest Rate is 16.00%.
As well as, for Non-Listed Companies and having a salary above 40k the min Interest Rate is 18.00% & max Interest Rate is 20.00%.

Processing Fee varies from 1.00% to 3.00% of the Loan Amount depending on the profile of the customer.

For example: If the loan amount is ₹ 100,000 and the interest rate is 15% per annum with the tenure of 5 years, Monthly EMI is ₹ 2379.

We are Rapidly Spreading over Pan-India, and almost have branches in various locations.

We understand that realities can sometimes be harsher than what we hope and desire for.

You need funds to realize all your dreams – Home Loans, Loans Against Property, Personal Loans.
Or you may have run into a temporary liquidity crunch, where you need a quick Business Loan, or your existing loan may have become so un-serviceable that you want to transfer the outstanding to another lender, who may be giving you a more cost-effective deal.

That is where FIN₹AYS come in.
As your Friend, Philosopher and Guide, and with our strong network of contacts in the financial services industry, we can negotiate and secure the most attractive and cost-effective loan deal for you on easy terms with any institutional lender of repute.


With FINRAYS get your Financial Lightened:

• Home Loan
• Mortgage Loan
• Balance Transfer
• Credit Card
• Personal Loan
• Business Loan
• Project Funding
• Construction Funding
• Corporate Finance
• Machinery / Equipment Funding
• Debt Consolidation


Why FINRAYS?

• Access loans from Rs.1 Lakh to Rs.50 Crore.
• With just a few clicks, anytime, anywhere send your client's Loan application to us.
It’s that simple!
• Get Notified on every Loan processed, when it gets Logged-In, Sanctioned, Disbursed.
• You can view your every client's application and keep a track of all your Cases.


GET STARTED QUICKLY

• Log in or sign up in our App.
• Complete your KYC.
• Add your Clients Details to start his/her Loan Journey.
• Track your Clients Loan Application Anywhere, Anytime.
• Get your Clients Loan Disbursed & Earn some good Payout.

For any assistance regarding your loan application or feedback email us at [email protected]