EMICalFY, EMI Calculator & Loan Compare - a financial product division of Nisman Digital - is your trusted finance utility app built to simplify every financial decision.

With EMICalFY's, EMI Calculator and Loan Comparison App, you can easily calculate loan EMIs, compare interest rates, and plan repayments for all types of loans - including Mortgage, Personal Loan, Home Loan, Business Loan, Car Loan, and Education Loan.

Whether you're buying a mobile phone, TV, laptop, or booking travel on EMI, EMICalFY helps you find the best option for your budget. Instantly know your monthly EMI, total interest, and repayment schedule with accurate, transparent, and regulator-aligned calculations.

EMICalFY, Loan & EMI Calculator App, is built for users who want clarity, not confusion - a tool that is unbiased, privacy-first, and designed to make loan planning smarter, faster, and easier.

Our mission: To deliver real value to users through transparent, regulator-aligned, and unbiased financial tools - helping every individual make confident, informed financial decisions.

Key Features

# Instant EMI & Mortgage Loan Calculator
Get EMI, interest, and repayment details for any Personal, Home, Business, Car, Education, Mortgage or Gold Loan instantly.

# Product & Travel EMI Planner
Calculate EMI for mobiles, TVs, furniture, laptops, or travel bookings before you buy.

#Loan Comparison Tool
Compare indicative interest rates and EMIs from top banks and financial institutions based on publicly available data.

#Visual Insights
Understand your repayment with clear EMI vs. Interest charts and amortization schedules.

#Customizable Inputs
Adjust loan amount, tenure, or rate to view real-time impact on EMI.

#Save & Share Reports
Easily download or share your EMI summaries for planning or discussion.

#Privacy-First Experience
No spam, no ads, no misuse - your data stays private and is used only to improve user experience.

# Why Choose EMICalFY

- Works for all loan categories: Personal, Home (Mortgage Loan), Business, Auto (Car Loan), Education (Student Loan) & Product EMI.

- Designed to educate, not promote - helping users make unbiased financial decisions.

# Use Cases

💡 Plan your Personal Loan or Home Loan before applying.
🏠 Compare Home Loan EMIs across top banks.
🚗 Check Car Loan EMI before dealership visits.
📱 Estimate EMI for mobiles, TVs, furniture, and electronics.
✈️ Calculate EMI for flights, hotels, or travel packages.
🎓 Budget your Education or Business Loan repayments smartly.

# Disclaimer

EMICalFY is a financial calculation and comparison utility developed by Nisman Digital. It is built for educational and informational purposes only.

- We are not a bank, lender, NBFC, or loan provider.

- We do not facilitate, promote, or issue loans of any kind.

- All loan-related data is collected from publicly available bank or financial institution websites and is subject to change.

- Calculations are illustrative and based on user inputs; actual values may vary depending on lender policy.

- EMICalFY does not guarantee accuracy, rate validity, or product availability.

- Always verify details directly from the official bank or lender before making financial decisions.

# Data & Privacy Commitment

At EMICalFY, your privacy is our priority.
We may collect limited personal information (like app usage, preferences, or contact data) only to enhance your experience - never for spam.

- All information is handled securely and in compliance with Google Play policies, best data protection principles, and global privacy standards.

- Your data is used responsibly, only to provide insights, improve product experience, and deliver transparency - nothing more.

🌐 About EMICalFY

EMICalFY, by Nisman Digital, builds simple, transparent fintech tools for every consumer.
We believe finance should be clear, fair, and empowering - helping users plan smarter and make informed choices every day.