App Name: Vive Cash - Credit Loans
 
Short Description:
A personalized loan app that helps Mexicans solve financial problems.
 
Detailed Description:
Do you need a microloan? Vive Cash makes applying for a microloan easy with clear steps and an easy-to-use app. We understand the difficulties people face in accessing credit, which is why we are dedicated to offering you convenient solutions. Through our easy-to-use app and efficient approval process, you can get funds quickly when you need them. Focused on customer needs, we offer flexible loan options to meet your diverse needs.
 
Loan Details:

- Loan amount: from $600 to $23,000
- Loan term: from 91 to 365 days

- Maximum annual interest rate: no more than 18% per year, i.e., a daily rate of no more than 0.05%/day

(Note: The amount, term, and interest rate will be evaluated based on the user's credit score. The final approval result may vary. The final loan plan will be subject to the results of the review.)

Vive Cash loan products are interest-only, and the fees are clear and transparent. You can calculate the loan costs with the following example:

Loan amount: $10,000

Loan term: 120 days (4 months)

Annual interest rate: 18% per year (daily rate: 0.05%/day)

No other additional charges. After 120 days, the total amount due = principal + total interest. You can calculate the costs with the following formulas:

- Daily interest: $10,000 x 0.05% = $5
- Monthly interest: $5 x 30 = $150
- Monthly payment: $10,000 / 4 + $150 = $2,650
- After 120 days:

- Total interest: $150 x 4 = $600

- Total amount due: $10,000 + $600 = $10,600
 
How to use Vive Cash:

1. Visit the Google Play Store, download and install the Vive Cash app.

2. Register your personal account and complete the required information for identity verification.

3. Submit your loan application and wait for the platform to review it. 4. Once approved, the loan amount will be deposited directly into your account.

5. Pay on time to maintain a good credit history and improve your credit score.

Vive Cash encourages you to apply for another loan after repaying to obtain higher amounts and improve your credit rating.


Vive Cash Advantages:

1. Simplified and easy-to-complete application process.

2. Multiple loan options with low interest rates.

3. Flexible and varied loan terms.

4. Fast approval and secure process.

5. Transparent rates and flexible payments.



Requirements:

1. Be over 18 years of age. Minors cannot apply.

2. Be a Mexican citizen.

3. Have a valid phone number to register the account.

4. Have a valid bank card to receive the loan.


Vive Cash always prioritizes protecting the privacy and security of its users. We implement strict security measures and access controls to ensure that your personal data is not accessed without authorization. In addition, we comply with applicable laws and regulations, following technical standards to provide comprehensive protection. If you have questions about privacy or data security, please review our privacy policy or contact us.


Our online customer service:

Business hours: 9:30 a.m. – 6:30 p.m. (Monday to Sunday)

Email: [email protected]
Address: EUCALIPTOS 504, INTERIOR D, REFORMA COLONY, OAXACA DE JUAREZ, OAXACA, CP 68050, BETWEEN HEROICO COLEGIO MILITAR STREET AND JAZMINES STREET