Boni, a Digital Lending platform to Cheer Up Your Life
Boni is a new product from Fubon Credit (Hong Kong) Limited (“Fubon Credit”). Taking inspiration from the Cantonese word「幫你」, Boni embodies the core brand value of its parent company, Fubon Bank (Hong Kong) Limited (“FBHK”).
Boni provides the comprehensive personal loan products and services to different customers, including Personal Instalment Loans, Balance Transfer Personal Loans and Property Owner Loans, this empowers customers to conveniently and efficiently address their financial needs. The positive influence of Fubon Group and the innovative and reliable financial technology of Fubon Credit have shaped Boni into the leading consumer lending digital platform in Hong Kong.
By providing innovative, approachable and positive-oriented credit solutions, we believe our customers’ qualities of life can be enhanced.
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Boni FEATURES
· Not a Money Lender, we are Deposit-taking Company
Under the supervision of Hong Kong Monetary Authority (“HKMA”), absolutely no arbitrary fees, more relaxed lending requirements than the traditional banks.
· 2 Minutes to complete a loan application
Complete loan application in 3 steps, preliminary approval result in 2 minutes and receive cash as fast as the same day.
· Flexible and personalized loan solutions
Loans up to HK$1,000,000, tenor up to 60 months. Provide multi-purpose cashflow and flexible to manage your financial conditions.
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3 LOAN SOLUTIONS
· Personal Instalment Loans
No need to show up in person. Get a loan up to 12X of Monthly Salary! Instant & Rapid Credit Approval via Mobile. Hassle-Free Financing for your personal needs.
· Balance Transfer Personal Loans
Personalized Repayment Solutions. Flexible Repayment Period up to 60 months. Helps you save money while paying off all your loans with a swipe of finger.
· Property Owner Loans
Large personal loan amount to the Property Owners. No Collateral and property deeds are required. No Restrictions on Property Usage & Types. No Extra Fee.
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#APR may vary for individual customers. The final APR will be subject to credit evaluation on case by case basis.
Fubon Credit (Hong Kong) Limited reserves the right to make the final decision on loan approval.
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About Fubon Credit
Fubon Credit is a wholly owned subsidiary of FBHK, which is also one of the few financial institutions that holds a "Deposit-taking Company" license regulated by HKMA. Leveraging the capabilities of financial technology, Fubon Credit furnishes customers with the finest professional consumer lending services and financial solutions.
Fubon Credit projects a reliable and dynamic corporate image, drawing strength from the full backing of Fubon Financial Holdings and FBHK. By harnessing the power of financial technology, we are not only catalyzing positive social change, but also cultivating sustainable progress.

Overview of Loan Product Information:
The minimum and maximum repayment period is 6 months and 60 months respectively.
The maximum annual percentage rate is 36%.
All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant:
Loan Amount: HK$100,000
Interest Rate: Monthly Flat Rate of 0.40% (annual percentage rate of 8.50%)
Repayment period: 6 months
Monthly Repayment amount will be HK$17,066.67; total repayment amount will be HK$102,400
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Do you need an instant cash? Download Boni NOW, we are here to help & enjoy a hassle-free loan experience!
Application Hotline : 3767 6688 / 3767 6668

To borrow or not to borrow? Borrow only if you can repay!