Fundbox Financial Services Limited is a wholly-owned micro-lending company providing short-term personal and SME finance loans to salaried individuals, self-employed personnel, and small businesses. We are committed to building an organization with world-class skills and management capability to achieve the Company’s vision.
WHO WE ARE
Revolutionary Credit-Focused Micro-Lending Model
Fundbox Financial Services introduces a revolutionary credit-focused micro-lending model. As individuals seek loans to fuel their business ventures or personal aspirations, we provide hassle-free financial solutions. Traditional banks often fall short in addressing these needs, and that’s where Fundbox steps in – bridging the gap and empowering our clients to thrive.
What truly sets us apart is our undertaking to foster financial inclusively for the underbanked populations in the country.
GETTING STARTED IS VERY EASY
Create an account.
Apply in seconds.
Receive your loan straight into your wallet.
Increase your loan limit every time you repay a loan.

REPAYMENT TERMS FOR ALL LOANS
Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 180 days. Choose the loan term that's right for you within the app.

RATES AND FEES
FundBox provides microloans with amounts ranging from N5,000 to N50,000. You must be at least 21 years old at your last birthday to be eligible. The loan tenor ranges from 63 days to 90 days. Interest rates range from between 3% to 5% per month with a maximum APR of 36%.

A TYPICAL EXAMPLE
If you choose to get a 3-month (90 days) loan of N10,000, Fundbox charges an interest rate of 3% per month. Your total interest amount for the 3-month period would be N900; the total amount you will pay back is N10,900 (N10,000 principal + N900 interest).

We usually require no collateral or guarantors. However, for loans beyond certain amounts, we may require additional documentation. Nevertheless, all you need is to download our Fundbox app and apply right from your mobile phone.

ADDITIONAL NOTES
When processing your loan request for eligibility, we look at several signals, such as your credit score, past loan performance, etc. We require that loan applications be filled with the correct information as any falsification could delay your loan request, or your profile may be blacklisted. In cases of fraud, you may be reported to the authorities.

CONTACT US
We're eager to hear from you as we welcome feedback and tips to make our services better. If you have any feedback, questions, or concerns, please contact us at [email protected].