Apply directly from your phone, with no collateral and no hidden fees. The application process is fast and fully online, and approved funds are disbursed directly to your mobile wallet.

Loan Details:
Loan amount: 1,000 GHC to 80,000 GHC
Loan term: 91 to 360 days
Annual Percentage Rate (APR): up to 18%
Processing fees: None

Loan Example:
If you borrow 5,000 GHC for 180 days at an annual interest rate of 18%, the interest will be approximately 450 GHC. The total repayment amount will be 5,450 GHC.
Calculation:
Daily interest rate = 18% / 365 ≈ 0.0493%
Interest = 5,000 * 0.0493% * 180 ≈ 450 GHC
Total repayment = 5,000 + 450 = 5,450 GHC

Eligibility Requirements:
Must be a Ghanaian citizen
At least 20 years old
Have a valid Ghanaian mobile wallet account
Stable and verifiable source of income

Why Use Swift Lend:
100% online application
No service or processing fees
No collateral required
Fast disbursement to your wallet
Swift Lend provides a transparent loan experience designed for short-term financial needs. Borrow responsibly based on your ability to repay.

Contact Us:
Email: [email protected]