Cash Future is a reliable, transparent, and easy-to-use digital lending platform tailored for individuals in Ghana. Whether you need quick cash for emergencies or short-term financial support, you can apply for a personal loan directly from your mobile phone — no paperwork, no long queues, and absolutely no hidden fees.

Loan Overview
Loan Amount Range: 1,000 GHC – 100,000 GHC
Loan Term: 91 to 720 days (approximately 3 months to 24 months)
Maximum Annual Interest Rate: 21%
Processing Fees: None whatsoever — no upfront or hidden charges

Example Calculation:
For a loan of GHC 2,000 with a 180-day repayment term at a 21% annual interest rate:
Interest: 2,000 GHC * 21% * (180 / 365) ≈ 207 GHC
Total Repayment: 2,000 GHC + 207 GHC = 2,207 GHC
You can easily monitor your loan status from your phone. Early repayments are allowed and come with no extra fees.

Who Can Apply?
Cash Future is open to all eligible residents of Ghana who meet the following criteria:
Must be 20 years of age or older
Must have a valid, active local mobile wallet
Must provide proof of a stable income source, such as salary slips, self-employment income, or other verifiable earnings
Whether you're employed, self-employed, or run a small business, if you have consistent income, you're welcome to apply.

Why Choose Cash Future?
100% Transparent: No hidden costs, no surprise charges — what you see is what you pay
Simple & Fast: Apply and get approved directly from your mobile phone — no paperwork needed
Boost Your Credit: Timely repayments help you build a strong credit profile for future financial opportunities
Flexible Options: Choose from a wide range of loan amounts and repayment terms to match your needs
We’re committed to delivering a safe, honest, and convenient lending experience to empower our users financially.

Need Support?
Reach out to us at [email protected] — our support team is ready to assist you.