VCard was initiated by a US listed company and founded in 2023 by the former TX Payment 10+ core team. VCard has a complete and compliant financial services license (MSB&MSO license, including Money Transfer, Money Exchange, Virtual Currency Exchange) and cooperates with world-renowned card issuers to issue VISA and MasterCard virtual credit cards and physical cards online; it also supports VCard users to Transfer money from wallets around the world (such as PayPal, Grab Pay, etc.). VCard provides a more convenient way for users to apply for and manage virtual credit cards, physical cards and global transfer services online.