*Sunshine theory
Loan interest rate: 8% to 9% per year
Loan limit: up to KRW 20 million for workers
Loan period: Employees: 3 years, 5 years (repayment of principal in equal installments)
Redemption period: Minimum 12 months, maximum 60 months

*Side-bye idol
Loan interest rate: 9% ~ 16% per year
Loan limit: up to KRW 30 million
Loan period: up to 60 months
Redemption period: Minimum 12 months, maximum 60 months

*i-Big Ron
Loan interest rate: 6% ~ 15% per year
Loan Limit: Minimum KRW 1 million ~ Maximum KRW 100 million
Loan period: Less than 5 million won: up to 36 months (3 years), less than 50 million won: up to 60 months (5 years), over 50 million won: up to 72 months (6 years)
Redemption period: Minimum 12 months, maximum 60 months

Overdue interest rate: Within contractual interest + 3% (overdue additional interest rate), up to 20%
Redemption period: Minimum 12 months, maximum 60 months
An example of the total cost of a loan is:
If you borrow 1,000,000 won for 12 months at an interest rate of 20% and a maximum annual interest rate of 20%, the total repayment amount is 1,111,620 won

Counselor Choi Seon-mi belongs to OK Plus Co., Ltd., a loan recruitment corporation that signed a consignment contract with ibk Savings Bank, and is a loan counselor registered with the Federation of Savings Banks.

It is illegal to ask for or receive a brokerage fee and you will not receive any fees associated with the loan.
Excessive debt can bring you great misfortune. It is illegal to collect brokerage fees other than interest.
We represent only IBK Savings Bank.
The Company has not been granted the right to enter into financial instruments and does not have the right to enter into contracts.
Disadvantages in case of overdue: A decrease in credit rating or personal credit score and overdue interest may occur.
Your credit rating or personal credit score may drop when you take out a loan.

Business name: IBK Savings Bank Trustee Corporation OKPlus Co., Ltd. / CEO: Kim Min-ho / Business registration number: 680-86-00246 / Association of banks registration number: 10-00008521
Recruiter Choi Seon-mi
IBK Savings Bank Compliance Officer Deliberation No. 2022-032 (2022.03.30 ~ 2023.03.29)
Location of business : #702, 31, Dunya-ro, Uijeongbu-si, Gyeonggi-do (Uijeongbu-dong, Miga Building) / Representative number: 1522-2464
COPYRIGHT OKPLUS ALL RIGHT RESERVED.

In accordance with the IBK Savings Bank credit regulations and related laws, loans may be rejected for delinquents, etc., if they are regulated as a customer subject to credit management by a financial institution.
When there is an objection in relation to savings bank transactions, you may request a resolution to the dispute resolution body of IBK Savings Bank Co., Ltd. or apply for dispute mediation through the Financial Dispute Mediation Committee.
IBK Savings Bank Co., Ltd. does not accept money, valuables or entertainment. If there is a violation of ethical management or if improvement is needed, please report it.
(Financial Supervisory Service: 1332 without area code / IBK Savings Bank Co., Ltd.: 051-791-4377, www.ibksb.co.kr)
* How to verify your identity - Korea Federation of Banks registration number: https://www.loanconsultant.or.kr/loan_main.do