Sample Loan :

Loan Amount 100 USD
Sample Interest Calculation - (100 * 25 ) / 100 = 125
Expected Payback amount For 65 days - 100 USD + 25 USD = 125 USD
Sample Monthly Payment - 62.50 USD


Loan Terms and Fees:

Loan Amounts: 100 USD - 500 USD
Monthly facilitation fee: 9% - 25%
APR: 20% - 30%

For example, for a 65-days loan with a principal amount of USD 100 the facilitation fee would be USD 25 and the total payable amount would be USD 125

minimum repayment period is 90 days while the maximum repayment period is 120 days, with a minimum Annual Percentage Rate (APR) is 27%

it does not charge more than the amount of the facilitation fee (plus a one-time late fee if you do not pay after the loan repayment grace period). The loan amount does not compound or accrue.


Please let us know if you have problems when using app by sending us an email Email address: [email protected]: We will respond ASAP.

About Us
Sahal is a Nigerian Fintech company that aims to provide banking services to the underserved. Built by people who work towards solving real-world problems, we found out that a large portion of the Nigerian population has no access to proper banking services. We are filling this gap every day, one Nigerian at a time.

We want to help entrepreneurs grow their businesses and also assist individuals with emergency needs in the form of medical bills, utility bills, family emergencies, and much more. We provide instant credit that allows you to take care of these pressing needs.

Get In Touch
To get in touch, send an email to [email protected]. You can also reach us on our social media pages: Sahal on Facebook.
You can also visit our office, we would love to hear from you!