Credit Spin: The spin you need to advance
Do you need a quick and uncomplicated loan? Giro Crédito offers you 100% digital personal loans, with approval in minutes and directly from your cell phone.
How does it work?
1. Request your credit from the app
Complete the digital form and receive an immediate response thanks to our automated analysis system.
2. Receive the money in your bank account
Once approved, the disbursement is made in minutes. Without paperwork.
3. Pay on time and access larger amounts
With each timely payment, you build your history and improve your conditions for future loans.
How do I pay my credit?
You can pay by electronic transfer or cash deposit to our authorized bank accounts.
Upload your proof of payment directly from the app to validate your payment quickly and securely.
If you pay before the due date, you will not be charged additional fees.

Details of our credits
Giro Crédito users can choose the term of their credit through a series of options. Minimum and maximum repayment period may be from 90 days to 12 months according to the client's request and the approved credit product.
• 90-day loans have an interest rate of 60%*
• APR (Maximum annual interest rate, which includes interest rate and all annual costs): from 85% to 375%.
• Maximum repayment period: 90 days
• Minimum repayment period: 90 days
* Depending on the amount of credit for which they have been approved, the customer can choose between different terms to pay their credit.

Representative example of credit
At Giro Crédito, our users can choose the term of their credit through a series of options available in the application. The minimum and maximum repayment period is 90 days, in accordance with the client's request and the approved credit product. The maximum Annual Interest Rate (APR) is 85%.
Additionally, Giro Crédito services include administrative charges associated with the application process, evaluation, disbursement and collection management.
Example adapted with the annual rate (APR) of 85%, which deannualized in 90 days is 21%:
A loan of RD$30,000.00 for 90 days would have:
Interest and charges: RD$6,375.00
Total to pay: RD$36,375.00
Privacy and permissions
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Do you have questions?
We are here to help you.
[email protected]
www.girocredito.com
Santo Domingo, Dominican Republic