Apply for Gold Loan Online - We are a Gold Loan Specialist

GoldUno is India’s first online Gold Loan company and 'Gold Specialist' that offers services to people in India for anything to do with Gold. GoldUno is the only online company to offer the highest Gold value of up to 90% rate per gram for doorstep disbursement service through trusted bank partners with absolutely no processing fees and no hidden charges.

Our unique and unmatched features:
- Choice of Loan Repayments: Monthly Interest and Bullet Schemes
-Highest rate per gram of up to 90%
-30 Minutes Doorstep service available in Mumbai and other selected locations
-Simple Interest schemes for doorstep disbursement with Nil processing fees and no step up interest rates.
-60 minutes loan disbursement for PAN India customers at the branch assisted model of the Bank or NBFC.

Note : We don’t charge any service fees to the borrowers.

Loan Process:
-Download the app and apply for the fresh Gold loan or request for Loan transfer
-Based on your location and desired amount, get to compare and decide the best suitable lender and its schemes displayed on the result screen of an app.
-Know the required gold quantity against the desired loan amount or know the eligible loan amount by entering the available quantity of gold on the Gold Loan calculator.
-Select the suitable product of a lender and fix an appointment either to visit the branch or request the loan manager at your doorstep at your convenient time (for Mumbai and select locations)


Schemes
§ Monthly Interest scheme- Service monthly interest at the branch or online and pay the principal amount at the end of tenure or during the foreclosure of loan whichever is earlier.
§ Bullet Scheme – Service interest accumulated for the chosen tenure and principal amount together at the end of the tenure or foreclosure of loan whichever is earlier.
-Gold Jewelery is released back to the borrower in the same condition at the time of loan foreclosure.

Product Details:
-Repayment Schemes: Monthly Interest or Bullet Schemes (3/6/9/12 months moratorium period)
-Monthly Interest Rates starts at 0.82%
-Loan Tenure ranges from 3 months to 12 months.
-Processing Fees Nil to 1%. Varies from lender to lender. Nil processing fees for doorstep disbursement

Documents:
-Govt authorized Identity proof like PAN Card, Aadhar Card, Voter ID, Driving License, Passport copy.
-Any address proof issued by recognized entity like Electricity board, Registered rent agreement, Telecommunication postpaid bills etc.
-Photographs in case of select Banks

-Rate per Gram of upto 90% value of the Gold. RPG Varies from Banks to Banks as per the prevailing Gold Price.
-Gold Purity above 18 Karat of Gold. Coins and Bars are strictly not accepted.
-Gold Vault fully insured by the lending Bank or NBFC

Repayment Calculation:
In case of Monthly Interest repayment for loan amount of INR 1,00,000 extended at 1% ROI per month or 12% ROI per annum for a tenure of 6 months with Nil processing fees and other charges, customer pays INR 1,000 every month for the next 6 months and the overall interest payable amounts to INR 6,000 with the APR of 12%. Customer pays the part amount of principal or the full amount of the principal anytime during the loan tenure and gets his Gold released back.

In case of Bullet Scheme for loan amount of INR 1,00,000 extended at 1% ROI per month or 12% ROI per annum with a moratorium period of 6 months with Nil processing fees and other charges, customer pays one time total interest of INR 6,000 accumulated over 6 months and the principal amount of INR 1,00,000 together totaling the repayment amount of INR 1,06,000 at the end of the loan tenure. APR computed is 12%

Website: www.golduno.com, Call: +91-7304056777, [email protected]
Add: WeWork, Spectrum Tower, 5th Floor, Chincholi Bunder Ext Rd, Mindspace, Malad (West), Mumbai, Maharashtra – 400064 INDIA.