Sometimes, when you're in a pinch for cash, you might find yourself in the market for store credit cards. It's easy to see why you'd jump at the chance to take home a card with a credit limit of $1,000 or even more, without ever having to actually hand out any money. But before you sign up for one and start spending, it's worthwhile to think through the pros and cons of credit cards like these, because they usually carry high APR rates.