Buy Now Pay Later is a popular payment plan that allows customers to purchase items today, with the promise that they will be charged for the item later. The services are growing in popularity among consumers because it can provide consumers with a low monthly payment plan, and other benefits such as the option to buy now and pay the remaining amount at a later date. This app will look at the history of BNPL, the benefits of using Buy Now Pay Later, and the technology that is being used to facilitate the plan.