Zeal Credit: Get instant personal loans in Nigeria up to ₦400,000 – quick, secure, no collateral, no hidden fees.

Zeal Credit Loan Products
Loan Amount: ₦5,000 - ₦400,000
Loan Term: 61 - 240 days
Interest Rate: 0.05% - 0.09% daily
Processing Fee: One-time 0% - 5% of principal
Annual Percentage Rate (APR): 18.25% - 35.89%
There are no additional hidden fees or charges.

Repayment Calculation Example
To help you understand the repayment structure, here’s an example:
Approved Loan Amount: ₦ 50,000
Loan Term: 240 days
Daily Interest Rate: 0.05%
Processing Fee: 5%
Interest Fee: ₦ 50,000 × 0.05% × 240 = ₦ 6,000
Processing Fee: ₦ 50,000 × 5% = ₦ 2,500
Total Repayment: ₦ 58,500 (₦ 50,000 + ₦ 6,000 + ₦ 2,500)
Annual Percentage Rate (APR): 25.85%
The total repayment amount includes the principal, interest, and one-time processing fee, with no additional hidden costs.

Eligibility Requirements
✅ Must be a resident of Nigeria
✅ Must be at least 18 years old
✅ Must have a stable source of income
✅ Must provide a valid bank account for disbursement and repayment

Choose Zeal Credit – Make Borrowing Easy!
✅ Fast Disbursement – Quick application review, funds in your account in no time.
✅ Data Security – Top-level encryption keeps your financial and personal information safe.
✅ No Hidden Fees – Transparent terms, loans you can trust.
✅ Responsive Support – Our team is ready to help whenever you need.

Privacy and Permissions
By installing Zeal Credit, you may be asked to grant access to certain information on your device. This helps us verify your identity, evaluate your credit, and prevent fraudulent activity. All collected data is encrypted to ensure your privacy. We are dedicated to keeping your information safe and will never share it with third parties without your explicit consent.

Contact Us
Connect with us anytime through email. Our team is here to support you, protect your privacy, and make borrowing simple and worry-free.
Email:[email protected]
Address: No. 20 Ajuwon Akute Roadlfo, Ogun State