Micro Dinero is a lending app designed to offer fast and secure personal credit services to users in Latin America. The process is simple and transparent: you only need your phone to apply for a loan, without having to fill out paper forms.

Available credit: from Q150 to Q500 (The credit limit you will be granted will be calculated based on a detailed analysis of your financial profile, using our advanced assessment model to ensure a personalized offer that fits your needs and payment capacity.)
- Term: 150 to 180 days
- Interest: 0.04% daily (up to 14.6% annually)
- Service charge: 11%
*Example: If the user requests a personal loan of Q400, the loan details would be:
Amount: Q400
Term: 180 days
Interest: Q400 * 0.04% * 180 ≈ Q29
Interest rate: 14.6% annually
- Service charge: Q400 * 11% = Q44
Total payment = Loan amount + interest + Service charge = Q400 + Q29 + Q44 ≈ Q473
Lump sum repayment: Q473 is paid after 180 days.
180-day term, payable in 2 installments: 473/2 = 236.5.

Key features:
Fast access: Apply for and receive your loan in minutes.
Flexible and transparent: No hidden fees or complications.
Data security: We protect your information with advanced encryption and do not share it without your consent.
How to apply for a loan with Micro Dinero?
Download the Micro Dinero app on your phone.
Create your account and complete your basic information.
Choose the loan plan that best suits you.
Submit your application and wait for approval.
Once approved, the money will be deposited directly into your account.

Privacy policy:
At Micro Dinero, we prioritize the security and privacy of your data. All information collected is used exclusively to assess your creditworthiness and prevent fraud, in strict compliance with applicable regulations.

Privacy Policy: https://micro-dinero.com/gt/privacy-policy

Contact: [email protected]