CrediPera is a digital lending service designed to offer fast, secure, and dependable financial support for everyday situations. Whether you’re managing unexpected expenses or need additional funds for personal use, our platform gives you access to credit wherever you are, whenever you need it.

---
? What Makes CrediPera Different
✔ Adjustable Loan Options
Apply for an amount that fits your needs—ranging from ₱2,000 to ₱50,000.
✔ Fast Mobile Application
Submit your information through the app without providing collateral or lengthy paperwork.
✔ Clear and Honest Pricing
- Maximum APR: 18.25%
- Daily Rate: 0.05%
All fees and charges are disclosed upfront so you always know what you’re paying.
✔ Flexible Repayment Schedules
Choose repayment periods from 91 to 365 days based on your budget.
✔ Protected Personal Information
CrediPera uses advanced security measures and encryption to safeguard your data in compliance with the Data Privacy Act of 2012.

---
? How to Use the App
1. Download CrediPera and create your account.
2. Fill out your personal details and upload valid information.
3. Submit a loan request and undergo credit review.
4. After approval, funds will be transferred to your nominated account.

---
? Example Cost Breakdown
For a ₱10,000 loan with a 180-day repayment period:
- Annual Percentage Rate: 18.25% (approx. 0.05% per day)
- Estimated Total Interest: ₱900
- Total Amount to Repay: ₱10,900
- Estimated Monthly Installment: ₱1,817
Final loan terms may vary based on credit assessment and verification results.

---
✔ Eligibility Requirements
- At least 18 years old
- Filipino citizen with a valid government-issued ID
- Active mobile number and stable income source
- Subject to verification and credit evaluation

---
? Company Details
GUL-ZARA LENDING INVESTOR CORP.
- SEC Registration No.: CS200913684
- Certificate of Authority No.: 587
- Address: 99C Buenconsejo Street, Mandaluyong, Manila, 1550, Philippines
- Email Support: [email protected]
- Customer Service Hours: Monday to Sunday, 9:00 AM – 6:00 PM