ULend is a convenient and secure online lending platform that provides reliable financial solutions for your daily needs. Whether you need emergency funds or extra cash for personal expenses, ULend is here to support you—anytime, anywhere.

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🌟 Why Choose ULend
✅ Flexible Loan Amounts
Borrow from ₱2,000 to ₱50,000 depending on your needs.
✅ Quick & Simple Application
Apply using your mobile phone with no collateral required.
✅ Transparent Rates & Fees
- Maximum APR: 18.25%
- Daily Interest Rate: 0.05%
Clear pricing, no hidden charges.
✅ Convenient Terms
Flexible repayment from 91 to 365 days.
✅ Data Security
Your personal information is secured with advanced encryption technology.

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🛠 How It Works
1. Download & register on the ULend app.
2. Submit your personal and financial information.
3. Apply and wait for credit evaluation.
4. Once approved, funds are sent directly to your bank account.

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📊 Sample Calculation
If you borrow ₱10,000 with a 180-day term:
- Maximum Annual Interest: 18.25% (~0.05% per day)
- Total Interest ≈ ₱900
- Total Repayment: ₱10,900
- Approx. Monthly Payment: ₱1,817
Note: Actual loan offers are subject to credit assessment.

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✅ Eligibility
- Filipino citizen, 18+ years old
- Valid government ID
- Stable source of income
- Good credit standing
- Subject to credit evaluation & approval

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🏢 Company Information
GUL-ZARA LENDING INVESTOR CORP.
- SEC Registration No.: CS200913684
- Certificate of Authority No.: 587
- Address: 99C Buenconsejo Street, Mandaluyong, Manila, 1550, Philippines
- Customer Support: [email protected]
- Hours: Mon – Sun, 9:00 AM – 6:00 PM