HappyLoan offers unsecured loan credit solutions, no credit cards and no need for BPKB pawning. For quality customers who have difficulty getting a loan from a bank, HappyLoan is known as a place for online loans that is fast liquid and easy besides banks. Prove the truth yourself & submit now!

HappyLoan online loans, the right solution for fast online credit without collateral that is safe, fast & friendly. ?
There are lots of fast liquid monthly payday loan applications that also offer unsecured money loans. However, why should you apply for a money loan at HappyLoan?

Product information ：
Loans range from ₹ 1,000 to ₹ 100,000.
Duration: 91days-365days
Interest Rate: Depends on the customer's risk profile and loan tenure. The interest rate is from 10% to 25% per annum.
Maximum Annual Percentage Rate (APR) ： 25%
Daily interest rate ： 0.068% （25% / 365 = 0.068%）
Service charge: 0% -20%
In addition, GST will be applicable only on the fee components as per Indian laws.

Example:
user loan ₹ 5,000, annual interest rate of 10%, service fee of 10%, The loan period is 180 days
Repayment interest: ₹ 246.58 (Calculation formula: ₹ 5,000 * 10% / 365 * 180 = 246.58)
Service charge ： ₹ 500 （Calculation formula: ₹ 5,000 * 10% = ₹ 500）
Total repayment amount: ₹ 5746.58 （Calculation formula: ₹ 5000 + ₹ 246.58 + ₹ 500 = ₹ 5746.58）
Monthly repayment: Repayment in 3 installments, the monthly repayment amount is ₹ 1915.53 （Calculation formula: ₹ 5746.58 / 3 = ₹ 1915.53）

We only serve Indonesian citizens aged 18 years and over.

For more information, you can contact us below:
Email: [email protected]