Credit Score Report Check ➡ Track your credit score for free
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Credit score tips & tricks ➡ To Improve your credit score we will give you useful yet practical tips
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Your financial health is worth checking on. Take a moment to see where your credit stands by getting your credit score report.

There are many factors that go into how your credit score is determined. It doesn’t just rely on one factor or metric.

Your credit score is based on five basic things:

✅Payment history (this accounts for roughly 35% of your score).
✅How much you owe (this accounts for about 10%).
✅How many types of debts and credit lines you have right now (this accounts for approximately 10% of your score).
✅Credit history length (about 15% of your score is related to this).
✅The number of times your credit score and report have been pulled and examined recently (accounts for about 10%).
As you can see, how much you earn is not taken into account.

Having a Good Credit Score?
Credit scores range from 300 to 850. Scores of 750 and over are considered best and are most likely to get you prime rates. Scores of under 500 can mean you get rejected for credit line increases and loans.

What You Need to Know?
Getting a good estimate of your "Free Credit Scores Estimator & Reports" score means knowing your credit history. You'll need to know how many open credit cards you have, the balances on those cards, how many recent credit applications you've made, the total amount of your loan balances, etc.