Pinjaman Pintar Info is a financial guide and education app to help you understand the basics of loans: loan types, how to calculate installments, interest and tenors, and safe tips for choosing online loan services. This app does not provide loans, disburse funds, and does not ask for sensitive personal data.

What you can learn:

Loan basics: important terms (principal, interest, tenor, other fees).

How to calculate installments: a simple simulation to estimate your monthly obligations.

Safety tips: check hidden fees, manage your limit, and avoid loan traps.

Product comparison guide: points to check before applying for third-party services.

Financial management: tips for budgeting and assessing repayment capacity.

Key features:

Concise and easy-to-understand educational articles.

Installment simulation (estimate) to aid planning.

Glossary of loan and financial terms.

A checklist of decisions before using online loan services.

No complicated registration; focus on learning and simulation.

The loan calculator accurately calculates your monthly payments.

Notes & Limitations

This application is not a loan provider, does not perform eligibility assessments, makes no approval decisions, and makes no promises of any results.

Simulation results are estimates only; actual fees and terms follow the policies of each third-party service provider.

Before using any service, please check official information and applicable policies (including the licensing/registration of the relevant institution in your country).

Disclaimer: The Smart Loan Info application is for educational purposes only. We are not a loan provider, do not accept applications, do not assess eligibility, and do not promise approval. Simulation results are estimates only; final terms and conditions follow the official policies of each provider.