Charlie is a smart, friendly penguin who will get you out of debt faster. With Charlie on your side, you will automatically pay more of your debt down each month, all while keeping your daily latte. No budgets. No judgment. Surprisingly fun.

CHARLIE’S FEATURES INCLUDE
▶ Automated debt fund. You do you while Charlie puts more money towards your debt.
▶ A personal debt payoff planner. See how small changes save you thousands of dollars in interest and get you out of debt years sooner.
▶ Fun celebrations of your progress, no matter how big or small.
▶ Spend smarter with insights into your daily, weekly, and monthly spending habits.
▶ Cut your bills, whether it’s Netflix, Comcast, or many other subscriptions.
▶ Overdraft alerts
▶ Penguin gifs. Lots of them.
& more

CHARLIE SUBSCRIPTION
Charlie is completely free to try for a month. After your trial period, a monthly subscription costs just $4.99 and can be canceled anytime. With Charlie on your side, you will save thousands in interest.

FEATURED IN
▶ PC World: “The convenience of Charlie is immediately apparent. Rather than having to log into my bank’s website or budgeting app to check recent activity or run a report, I could just pull out my phone and ask.”
▶ The Penny Hoarder: “Charlie’s messages have made me more aware of what’s going on with my money on a daily and weekly basis. And as long as he’s around, I feel like there will be fewer financial surprises in my life.”
▶ BadCredit.org: “The Friendly Chatbot penguin helps consumers manage finances, eliminate frivolous spending, and work towards savings goals.”


SECURITY
Charlie is devoted to protecting your money and privacy. Your money is FDIC-insured up to $250,000. We use the same 256-bit SSL encryption that banks use and insist on encryption for all connections. This means that all data transfers are protected from unauthorized access using the most advanced cryptographic algorithms available.
We never store your login information in any form, and we’ll never sell any of your information.

Use of the Charlie app and Charlie Subscription is subject to Charlie Finance Co's terms of service, which can be found here: https://www.hicharlie.com/terms/