Hong Kong Property – Mortgage Calculator

This mortgage calculator is developed in accordance with the property transactions and mortgage regulations of the property market in Hong Kong.

Users input the following criteria:
- Property Price
- Mortgage-to-Value Ratio
- Repayment Period
- Mortgage Interest

Our mortgage calculator will provide you:
- Mortgage Amount
- Total Repayment Period
- Monthly Repayment
- Down Payment
- Mortgage Insurance Premium (if applicable)

And also find the following related expenses:
- Agent Commission
- Stamp Duty
- Total Down Payment and Admin Fee

*Remark:
Hong Kong Property does not provide any mortgage or Personal Loan products. We only provide free referral services and do not have any handling fees. We are responsible for introducing mortgage or Personal Loan information to clients on behalf of our partnering banks or financial institutions. Clients’ application will be eventually transferred to the application page of those banks or financial institutions from Hong Kong Property App. The offers and privileges, listed on the app, are provided by banks or financial institutions and are subjects to terms and conditions. Some financial institutions may charge clients with handling fees, and they reserves the final rights and decisions on changing the product T&C from time to time without prior notice.
*Examples on Personal Loan application, please refer to T&C for details: Example 1: For a loan amount of $300,000 with 6-month repayment period, the APR is 2.99% and the total loan repayment amount is $302,592. Example 2: For a loan amount of $300,000 with 10-year repayment period, the APR is 8% and the total loan repayment amount is $541,200.