Welcome to Human Welfare Credit & Thrift Co-Operative Society Ltd. is a financial institution formed under the laws, which do banking business among its members. Co-Op. Society is registered under the 2001 Act, regulated by the Government of India.

Our vision is to establish HWCTCSL as the knowledge and resource centre for co-ops in India. Through our work, we advance a vision of a caring, creative and humane society, and a fair and innovative social economy. We actively convene knowledge exchange and mobilization among our members and stakeholders We increase awareness for the co-op sector through market, policy and governance research, to showcase and distribute the co-op value and difference to the marketplace We build a culture of mutual support, where members can contribute to the success of other members, and society can support all co-ops by being aware of their economic and community impacts, and actively choose co-op products and services.