ShikshaLoan is a trusted education loan app designed for students and families in India. With a simple mobile login, easy EMI calculator, and secure loan application process, you can plan and apply for your education loan anytime, anywhere.

🔑 Key Features

Indian Mobile Login (OTP based)
Sign in quickly and securely using your Indian mobile number.

EMI Calculator
Plan your repayment with our built-in EMI calculator. Enter loan amount, tenure, and annual interest rate to get instant EMI estimates.

Apply for Education Loans
Submit your loan application online. Provide your personal details, education background, and required financial information to proceed.

Document Upload
Upload necessary documents directly from your phone:

Identity Proof (Aadhaar, PAN, Passport)

Education Proof (marksheets, admission letters)

Income Proof (salary slips, IT returns, bank statements)

Asset & Liability details

Data Security
All personal and financial data is encrypted and stored securely. Your privacy and safety are our top priorities.

Let’s demonstrate the convenience and transparency of our service with an example:
Loan Amount: Minimum ₹10,000, Maximum ₹200,000
Annual Interest Rate: Minimum 8%, Maximum 24%
Eligibility Age: 18 to 60 years old
Loan Tenure: 91 days to 361 days
Loan Example:
Suppose you borrow ₹10,000 at an annual interest rate of 10% for a tenure of 100 days. Here is your repayment breakdown:
Total Interest = ₹10,000 × 10% ÷ 365 × 100 = ₹274
Disbursed Amount = ₹10,000
Total Repayment Amount = ₹10,274 (₹10,000 + ₹274)
Transparent Fees: We provide clear fees to ensure there are no hidden charges.
(This is an example for illustration purposes only. Actual EMI and repayment terms depend on the lending institution’s policies.)


🎓 Why Choose ShikshaLoan?

Designed for students and parents in India

Quick and easy loan application process

Transparent EMI calculation with no hidden steps

Secure document submission and storage

Compliant with Indian financial regulations

📋 Eligibility

Applicant must be 18 years or older

Valid Indian mobile number required for login

Supporting documents must be submitted for loan approval

⚠️ Disclaimer

ShikshaLoan is an education loan application platform. Approval and disbursal of loans are subject to the policies of our partnered financial institutions. Using the EMI calculator does not guarantee loan approval.

📞 Contact & Support

For support or queries, reach out to us:

Email: [email protected]