👋 Welcome to InCash
We provide you with **local personal loan service support in Nigeria**.
We’ve configured different audit strengths for people in different job categories, to ensure that more Nigerian users who truly need financial support can access fast and reliable cash.

📋 InCash Application Requirements
To apply for a loan with InCash , you must meet the following criteria:
1. 🪪 Hold a valid Nigerian identity document (**BVN**).
2. 📅 Aged between 18 and 65 years old.
3. 📱 Provide a **valid mobile phone number**.
4. 💼 Have a stable source of income and the ability to repay the loan.

💰 Clear Loan Details – InCash
- **Loan Amount**: ₦9,000 – ₦500,000
- **Loan Term**: Minimum 91 days, Maximum 180 days
📊 **Interest Rate Details**:
- 🔼 Maximum annual interest rate: 20% (APR)
- 🔼 Maximum daily interest rate: 0.0547% (20% ÷ 365)
🧮 **Annual Interest Rate Repayment Example**:
- Loan amount: ₦500,000
- Term: 91 days
- Total repayment = ₦500,000 + (₦500,000 × 20%÷ 365*91) = ₦524,931
🧾 **Other Fees**:
- ✅ 0 service fee
- ✅ No hidden fees!
🧮 **Product Interest Payment Example**:
- Loan amount: ₦500,000
- Term: 180 days (maximum)
- Repayment amount = ₦500,000 (principal) + ₦49,315 (interest) = ₦549,315

🔒 Information Security
🔐 Your user information is absolutely safe with us.
You can read more about how we collect, store, and share your data in our **Privacy Policy**:
📘https://api.qihufintech.com/privacy-policy.html

📞 Contact Us
❓ If you have any questions or need help during use, please feel free to reach out.
Our customer service team is online 12/5 and ready to assist you!
- 📧 **Customer Service Email**: [email protected]
- 📍 **Company Address**: 33, Oba Akran Road, Ikeja Lagos
🙏 Thank You for Choosing InCash