Find Out About Indodana PayLater Services:
• Minimum term of 3 months and maximum 12 months
• 3% interest rate for tenors of 3, 6, 12 months
• Maximum APR = 36%
• Example: If you shop for IDR 4,000,000, with a provision fee of 1%, loan interest of 3%, service fee of 1%, and paid in installments over 12 months, then the total loan that must be paid is IDR 5,494,400
• Credit limit up to IDR 30,000,000

Example of Indodana PayLater Simulation:
If you use your Indodana credit limit to shop for Rp. 4,000,000, and pay it in installments over 12 months, then the following is the simulation:
• Loan principal: IDR 4,000,000
• Provision fees: 1%*Rp. 4,000,000 = Rp. 40,000
• Loan interest: 3%*12*4,040,000 = IDR 1,454,400
• Service fee details: 1% (flat for all tenors)
• Total loan to be paid (loan principal + provision fees + loan interest): Rp. 5,494,400 (Rp. 4,000,000 + Rp. 40,000 + Rp. 1,454,400) Total installments per month: Rp. 457,867/month (Rp. 5,494,400/12)

Also enjoy the newest Blibli Ticket PayLater by Indodana service.

What is Blibli PayLater Ticket by Indodana?
This new feature is a form of collaboration between Indodana, Blibli, and tiket.com in presenting One PayLater that can be used on all platforms.

What is Indodana?
Indodana is a financial application from PT Artha Dana Teknologi which has been present since 2017 in Indonesia. The Indodana application provides PayLater services (installments without a credit card), fast disbursement online loans, and bill payments such as credit & data packages, PLN, PDAM, Telkom/Indihome, BPJS, and others to meet your financial needs.
PT Artha Dana Teknologi is licensed and supervised by the Financial Services Authority (OJK) and is part of the Indonesian Joint Funding Fintech Association (AFPI).

Indodana PayLater
Buy now, pay later? Of course you can with Indodana PayLater! Get a credit limit of up to IDR 30,000,000 which you can freely use to shop at various offline and online merchants who have collaborated with Indodana. Such as Tokopedia, Cermati, iBox, and 1000+ other best merchants.

Online Cash Loans
Indodana is committed to providing cash loan solutions for various needs. Get fast disbursement online loan funds that can be paid monthly up to IDR 20,000,000 with a fast and easy process.

Online Loan Application Service Information:
• The minimum loan tenor is 3 months (90 days) and the maximum is 12 months (360 days) for loan repayment.
• Loan limits start from IDR 1,000,000 - IDR 20,000,000
• Interest rate: 4% /month (Maximum APR = 48%)
• Details of provision costs:
- 3 month loan tenor: 12.5%
- Loan tenor 6 months: 18%
- Loan tenor 9 months: 16%
- Loan tenor 12 months: 16%

Example of Online Loan Simulation:
If you borrow IDR 9,000,000, with 9 month installments, the following is a payment simulation:
• Amount of money borrowed: IDR 9,000,000
• Provision fees: 16%*IDR 9,000,000 = IDR 1,440,000
• Loan Principal = IDR 10,440,000 (IDR 9,000,000 + IDR 1,440,000)
•Total Interest (Total Loan - Amount of money borrowed - provision fees): IDR 3,762,000 (IDR 14,202,000 - IDR 9,000,000 - IDR 1,440,000)
• By calculating the annuity interest, you get monthly installments of (Rp. 10,440,000 * 4%)/(1-(1+4%)^-9 months = Rp. 1,578,000
• Total loan to be paid (monthly installments * tenor): Rp. 14,202,000 (Rp. 1,578,000 * 9 months)

What are the advantages of using Indodana?
◉ EASY CONDITIONS: Get enough loans and dream items
with personal documents (KTP and Income Validation)
◉ LIGHT INSTALLMENTS: Installments with low and affordable interest that can be paid every month
◉ SAFE: Using Artificial Intelligence (AI) and Big Data technology, guarantees that all application processes are safe and comfortable
◉ HONEST FEES: There are no hidden costs in the application and installment process
◉ FAST DISCLAIMER OF FUNDS: Short process of disbursement of funds

Contact us:

No. Telephone: (021) 4059 5888
Email: [email protected]
Instagram: https://www.instagram.com/indodana.id/
Address: Jl. KH Hasyim Ashari no. 26, RT 001 RW 004, North Petojo, Gambir, Central Jakarta 10130