With Happy Credits, instant small cash loans get instantly approved so that you’re covered just in time. Plus, they’re incredibly flexible, which means you can use the cash for
whatever you like without any restrictions! So go ahead - apply online now and get approved for instant cash loans



Sample Loan :

Loan Amount 100 USD
Interest Calculation - (100 * 25 ) / 100 = 125
Expected Payback amount For 65 days - 100 USD + 25 USD = 125 USD
Monthly Payment - 62.50 USD


Easy Loan Terms and Fees:

Loan Amounts: 100 USD - 10000 USD
Monthly facilitation fee: 9% - 25%
APR: 25%

For example, for a 65-days loan with a principal amount of USD 100 the facilitation fee would be USD 25 and the total payable amount would be USD 125

Minimum repayment period is 90 days while the maximum repayment period is 120 days, with a Minimum Annual Percentage Rate (APR) is 25%

Easy Loan does not charge more than the amount of the facilitation fee (plus a one-time late fee if you do not pay after the loan repayment grace period). The loan amount does not compound or accrue.


Instant cash loans or Quick loans online in India are generally fast cash loans that can be availed for a short period. The amount gets instantly credited to your bank account once
it has been approved. If it’s a payday loan, you can repay it all at once in the next month when you receive your salary.


In the more common case, you repay the loan through EMIs. By spreading your costs over time, you also continue to have good liquidity throughout the year.



Please let us know if you have problems when using Happy Credit Cash app by sending us an

Email address: [email protected]