Cred Swift provides a simple and transparent way to access personal credit for a variety of financial needs. The entire process is digital, with fast evaluation, clear terms, and flexible loan amounts and durations.

Lending Partner:
This loan service is offered by Brightstar Fincap Private Limited, a registered Non-Banking Financial Company (NBFC) in India, licensed to operate under applicable financial regulations.

Loan Details:
Loan Amount: ₹8,000 – ₹100,000
Loan Tenure: 91 to 360 days
Annual Percentage Rate (APR): Up to 22%
Processing Fee: 2% of the loan amount
GST: 18% on the processing fee
Eligible Age: 21 to 58 years

Exampe:
For a ₹20,000 loan over 180 days at an APR of 22%:
Processing Fee: ₹400
GST: ₹72
Disbursed Amount: ₹19,528
Total Repayment : ₹21,214.40
Monthly EMI (6 installments): approx. ₹3,535.73
Final repayment terms may vary based on approval conditions.

How It Works:
Download and register on the Cred Swift app
Complete KYC verification
Receive your approved loan offer
Get funds directly into your bank account
Repay on time via the app

Contact Us:
[email protected]