Myiute app – Take control of your finances

Iute is a leading financial services provider in the Balkans and South-Eastern Europe, trusted by over 900,000 customers. With the Myiute app, you are always in control of your finances and enjoy the speed and benefits of digitalization.

Whether you’re managing your daily expenses, getting a loan, insurance or exploring new financial products, Myiute gives you the power to do it all, anytime and anywhere.

Key features:
• Open your Digital Wallet
Set up your wallet in minutes and start managing your money with ease.
• Send money & pay bills
Add money to your account, transfer money, and pay utility bills — all from your phone.
• Apply for loans instantly
Get personalized loan offers and receive approval decisions in minutes.
• Verify identity online
Verify your identity check safely and entirely within the app.
• Sign contracts digitally
Review and sign agreements directly from your phone — no paperwork required.
• Track & manage your finances
Stay on top of your repayments, view all your transactions and view full loan and insurance product details at any time
• Discover exclusive offers
Access personalized promotions and deals from our trusted partners.
• Locate branches & partners
Find nearby Iute locations and partner services with contact info included.
Who can use Myiute?
• Citizens or residents of the Republic of Albania older than 18 years
Important Information:

Iute is a regulated financial services provider. Before signing any agreement, please read the full terms and conditions. Make sure you understand your responsibilities and assess your financial situation realistically. When applying for a loan, always provide accurate and truthful information. For financial advice, consult a qualified professional.

Before applying for a loan, we advise you to consider your financial capabilities and always provide truthful and relevant information about your financial situation.

For example, a new customer, who applies for a loan in the amount of 100 000 LEK, for a period of 3 months (min period being 3 months and maximum 24 months) will have:
- Interest rate of 20%
- Commission fee of 1 650 LEK
- Monthly repayment of 35 003 LEK
- Total cost of the loan being 5 009 LEK
- Min EIR of 34.14% for 3 months, and
- Max EIR being 88.95 % for 24 months (Interest + all possible fees)
The calculation is approximate and may vary depending on the terms and conditions offered and your credit history.
The monthly installment and duration of the loan are displayed for demonstration purposes. After submission of the loan application, our credit experts will contact customer to customize loan needs to finalize the process